The Best Way to Budget to Reduce Debt

February 16th, 2024|Categories: Featured 2, Money|Tags: , , , , , , , , |

One survey shows that approximately 80% of Americans are currently in debt. Whether it be from a credit card, student loan, or mortgage, understanding how debt works and creating a plan to reduce your debt will help you better manage your finances. Understanding How Debt Works It’s important to understand that there are different types of debt and that not all types of debt are bad. Good debt: Certain investments, such as buying a home or getting an education may [...]

The Question Corner with a Kitsap Credit Union Manager

February 16th, 2024|Categories: Featured 1, Money|Tags: , , , , , , |

With the holidays concluded, the new year began, and spring right around the corner, now is a great time to start thinking about consolidating your debt. While there are many benefits to debt consolidation, it can be hard to know where to start. That’s why we asked Marcus Kennedy, Kitsap Credit Union Branch Manager, for his advice. Marcus joined our team in 2021 as Branch Manager of our 176th & Meridian location in Puyallup. His passion for helping people and [...]

Tips From A KCU Manager to Make the Most of Your Money

December 11th, 2023|Categories: Featured 2, Money, Uncategorized|Tags: , , , , , , , , |

Looking to start the New Year off on the right foot? We can help! KCU Branch Manager, Dezirae, is here to share how you can make the most of your money in the new year. Here’s Dezirae’s advice on how to make your money work for you: You can start the New Year on a strong financial footing by creating a budget tailored to your financial goals.  Track your income, prioritize expenses, and allocate savings. This proactive approach will help [...]

When to Use Buy Now, Pay Later

December 7th, 2023|Categories: Featured 1, Money|Tags: , , , , |

With holiday shopping in full swing, you may see Buy Now, Pay Later (BNPL) options when checking out online. This credit option is offered for items like clothing, electronics, furniture, exercise equipment, and more. Before you choose this deferred payment plan, there are a few things you should know. What is Buy Now, Pay Later? BNPL is a deferred payment option that generally allows you to purchase something with little to no upfront payments. This is followed by payment installations [...]

10 Ways to Save on Back-to-School Shopping

August 18th, 2023|Categories: Featured 1, Life, Money|Tags: , , , , , |

According to the National Retail Federation, the average American household spends more than $650 on back-to-school shopping for children in elementary through high school and more than $900 for young people going to college. Here are 10 ways to save this fall and throughout the year. Create a checklist of items and stick to it. Before you begin shopping, empty your kids’ backpacks to see what was left over from the previous year. Mark them off your checklist and then [...]

Seven Money Saving Tips for Your Next Vacation

July 17th, 2023|Categories: Featured 1, Life, Money|Tags: , , , , , , , , , |

Getting ready for a summer vacation or planning future travel? Keep these handy tips in mind to help cut costs and minimize travel stress! Lodging—If you book by phone, ask the desk agent to beat the online rate. Consider an apartment or home rental instead of a hotel—you’ll save even more by cooking your own meals. Food—Make lunch your main meal. Lunches often are 30% cheaper than the same entrées on a dinner menu and you’ll be less likely to [...]

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