10 Ways to Save on Back-to-School Shopping

August 18th, 2023|Categories: Featured 1, Life, Money|Tags: , , , , , |

According to the National Retail Federation, the average American household spends more than $650 on back-to-school shopping for children in elementary through high school and more than $900 for young people going to college. Here are 10 ways to save this fall and throughout the year. Create a checklist of items and stick to it. Before you begin shopping, empty your kids’ backpacks to see what was left over from the previous year. Mark them off your checklist and then [...]

Seven Money Saving Tips for Your Next Vacation

July 17th, 2023|Categories: Featured 1, Life, Money|Tags: , , , , , , , , , |

Getting ready for a summer vacation or planning future travel? Keep these handy tips in mind to help cut costs and minimize travel stress! Lodging—If you book by phone, ask the desk agent to beat the online rate. Consider an apartment or home rental instead of a hotel—you’ll save even more by cooking your own meals. Food—Make lunch your main meal. Lunches often are 30% cheaper than the same entrées on a dinner menu and you’ll be less likely to [...]

The I Love My Credit Union Giveaway is Back!

July 10th, 2023|Categories: Community, Featured 1, Money, Uncategorized|Tags: , , , , , , , |

Enter the I Love My Credit Union Giveaway and you could win a $250 Visa gift card, some KCU Swag, and we’ll donate $250 to a homeless shelter. How it Works Simply “Like” the I Love My Credit Union Giveaway post on Facebook and/or Instagram, comment why you love Kitsap Credit Union, tag a friend you think would like to enter, and make sure you're following our account. Official Rules The Contest is sponsored by Kitsap Credit Union at P.O. [...]

Pay Fines to Preserve Your Credit Score

June 29th, 2023|Categories: Featured 1, Money|Tags: , , , , , , , , |

Unpaid traffic tickets might not seem like a big deal, but there can be serious consequences. Unpaid traffic and parking tickets often end up going to collection agencies, and that can put a significant dent in your credit score. If you continue to ignore a ticket once it's in a collection agency's hands, not only do you run the risk of getting your vehicle booted, your registration rejected, and your license suspended, but you could also lose serious points from [...]

Four Money Saving Tips

June 12th, 2023|Categories: Featured 1, Life, Money|Tags: , , , , , , |

Looking for ways to save money? Try these helpful tips! Curb your impulse purchases by unsubscribing from or turning off smartphone notifications that get you to spend money. Review your spending habits. Look at the things you can cut, i.e., streaming services. Prioritize your needs over your wants. Switch to energy-efficient lighting like LED lights. The average household can save around $225 each year by switching from incandescent bulbs! With the high costs of groceries, try creating a weekly menu [...]

The Earlier the Better: Planning for Retirement

April 17th, 2023|Categories: Featured 1, Life, Money|Tags: , , , , , , |

It’s never too early to plan for your retirement. In fact, the earlier you start, the better off you’ll be. Let's talk about a few ways to make the most of your retirement plan! Max out your 401(k) match. If your employer matches your contributions to your 401(k), see if you can contribute the maximum amount. Experts recommend contributing 15% of your pre-tax income to your retirement savings, so take advantage of an employer match to help you get there. [...]

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