Deciding what kind of checking account is right for you can be difficult. That’s why we asked one of our team members questions like what are the main benefits of Gold Checking? How do I decide if Gold Checking is right for me? How is Gold Checking at Kitsap Credit Union different than checking accounts at other financial institutions? A Kitsap Credit Union member of 30 years and employee with 14 years of experience, including time in our Contact Center, on our Marketing Team, and now as our Marketing Director, Melissa Morris is here to answer those questions for you!

Here’s what she said:

“If you’re like me and most Americans, having money to invest or stash away in a timed deposit account like a certificate may seem like a far-off dream. The high housing costs to the rising costs of, well, what seems like everything these days take a toll on my paydays.

“I grew up hearing that “every little bit counts,” and I’ve found that this has followed me throughout the years. When it comes to my finances, I’m happy to earn what I can when I can. Kitsap Credit Union’s Gold Checking account allows me to do just that. I have the opportunity to earn dividends on the money in my checking account and to have any ATM fees refunded. Sure, there are actions I have to take to ensure I can get these benefits, but it’s really effortless when I simply utilize my account to pay all my bills and spending.

“A Gold Checking account is perfect for anyone who’s into managing their money online or through a mobile app, using free eStatements and Bill Pay, and who loves the freedom that comes with using a debit card for everyday purchases.

“I’ve seen similar accounts at other financial institutions, but they often come with strings attached, like either requiring you to open a loan or only paying dividends on a low balance. With the Kitsap Credit Union Gold Checking, the high dividend rate is paid on balances up to $15,000, and there’s no loan requirement. Plus, I’ve seen and have been a part of what Kitsap Credit Union does for my community, which means a lot to me.

“Here are a few more reasons I enjoy my Gold Checking:

  • My pay gets deposited a day early.
  • The Gold Checking Status Widget in Online Banking and the app helps me to see where I’m at for the month with my debit transactions.
  • Having a Gold Checking account means I have access to send money Zelle® – a fast, safe, and easy way to send money.”

Monthly qualifications apply to earn dividends and earn benefits. Learn more about Gold Checking at Kitsap Credit Union.

Insured by NCUA