It's no secret that fraud scams are on the rise and cyber security is a concern for many now more than ever. In fact, during the second quarter of 2023, the Anti-Phishing Working Group (APWG) observed almost 1.3 million phishing attacks, representing the third-highest quarterly total ever observed by the [...]
Money might be tight when you’re in college, but it’s not impossible to find ways to save. Use these tips and tricks to make the most of your time back at school. Budget It’s smart to create a spending plan so you know where and how you’re spending your money. [...]
Identity theft is one of the top three consumer complaints to the Federal Trade Commission. In 2018, 15% of their more than 3 million complaints were related to identity theft. If you or someone you know is a victim of identity theft, take these steps immediately: Place a fraud alert [...]
Here at Kitsap Credit Union, we aim to share the importance of financial literacy with our community throughout the year. We do this by offering Financial Wellness Courses in local schools, creating free online resources, and really advocating for our community’s continued education. With this month being Financial Capability Month, [...]
Did you know that individuals over the age of 50 control 70% of the country’s wealth, and seniors between the ages of 65 and 74, with an average net worth of $1.06 million, have more assets than any other age group? Because members of this age group have disposable income [...]
One survey shows that approximately 80% of Americans are currently in debt. Whether it be from a credit card, student loan, or mortgage, understanding how debt works and creating a plan to reduce your debt will help you better manage your finances. Understanding How Debt Works It’s important to understand [...]
With the holidays concluded, the new year began, and spring right around the corner, now is a great time to start thinking about consolidating your debt. While there are many benefits to debt consolidation, it can be hard to know where to start. That’s why we asked Marcus Kennedy, Kitsap [...]
Looking to start the New Year off on the right foot? We can help! KCU Branch Manager, Dezirae, is here to share how you can make the most of your money in the new year. Here’s Dezirae’s advice on how to make your money work for you: You can start [...]
The holiday season is here and with that comes the biggest shopping days of the year, Black Friday and Cyber Monday. Here’s how you can make the most out of these days: Make a budget and follow it. Know how much you can afford to spend and stick to that [...]
Getting ready for a summer vacation or planning future travel? Keep these handy tips in mind to help cut costs and minimize travel stress! Lodging—If you book by phone, ask the desk agent to beat the online rate. Consider an apartment or home rental instead of a hotel—you’ll save even [...]
