Emotional spending: Learn how to get it under control.
Are you an emotional spender? Spending may make you feel better for a moment, but it can spoil all your hard work keeping a budget throughout the year and make you spend more than you can afford. Luckily, there are ways to decrease your emotional spending and positively impact your bank account and emotional state. Give your money a purpose Allocate each dollar you make each month. Break it down by bills, holiday spending, savings goals, weekend activities, etc. If [...]
Online Shopping: Extra precautions to protect your data
'Tis the season of online shopping! You may be ready to take advantage of all the online promotional offers, but are you prepared to do it securely? Shopping online comes with a risk, but you can take steps to protect yourself going forward. Before shopping your way through the internet, look at the reminders below on keeping your data extra safe this Cyber Monday and the rest of the shopping season. Use Credit Cards or PayPal Credit cards offer more [...]
Create A Holiday Budget and Avoid Overspending
‘Tis the season to make your list and check it twice. Creating a list of who has been nice this year is one step in creating your holiday budget. Here are some tips for creating the perfect holiday budget and avoiding overspending. […]
Helping Students “Achieve” Financial Wellness Since 2016
Financial wellness education is very important to Kitsap Credit Union, and since 2016, we’ve been providing free money education to students around Puget Sound. We recently caught up with our Outreach Coordinator, Cathy Brorson, to get the scoop on our Achieve Financial Wellness Programs she coordinates in the schools we serve. […]
SAVE MORE WITH CERTIFICATES
Saving money and having a strategy will help you improve your financial wellness now and in the future. One of the most common saving strategies is a Certificate which you can get at Kitsap Credit Union. But what is a Certificate? Keep reading to find out more information about this saving strategy. […]
8 THINGS YOU NEED WHEN APPLYING FOR A CAR LOAN
When applying for loans, you can help your odds with lenders by knowing how your financial situation will affect your offer. You always need the proper documentation and a clear understanding of how your credit history will affect the interest rate you’re offered. When you apply for a loan, you may need specific documents to prove information like your income. These are the eight most important things to have when applying for a car loan: […]