As the holiday of love approaches, instead of thinking about red roses and boxes of chocolates, why not give yourself an extra special treat instead? How about the gift of a winning financial plan? You’ll be grateful if you do, not just on Valentine’s Day, but the full year ahead and beyond. Here are five ways to get on the road to financial freedom.

Fuel-up Your Emergency Fund

The unexpected lurks around every corner, from surprising household repairs to unforeseen job lay-offs. Experts advise stashing away at least three to six months’ worth of expenses in order to address life’s disruptions, and not go into debt because of them. Every little bit counts, so if all you can afford right now is to put $50 away every two weeks – that still helps. 

Vow To Show Up For Yourself Everyday

This may not sound technically “financial,” but we all need a winning attitude to go along with a sound financial plan. It means learning to be your own best friend, and showing up for yourself all-day, everyday. Take good care of yourself, from eating healthy and exercising to giving serious thought to your career path and long-term money goals. There’s much truth to the old saying, “If you don’t know where you’re going, any road will take you there.” 

Pay Down Debt

Erasing any financial clutter is important if you want to build a bright future. Tackle any debts one by one, beginning with the largest one while making the minimum payments on the others. Having debt can interfere with your credit rating, and even your ability to get hired for a job. It’s best to wipe it out as soon as possible.

Plan For Something You Really Want 

Obviously, this is the fun part. There must be something you really want to do, like take a big international trip, or even start a new hobby such as photography. Begin planning for it today! Open an account specifically for that purpose and start funding it. Write out detailed plans, put up a vision board, and get moving toward your goal – the momentum will build excitement. 

Consistently Contribute To Retirement

Like most things in life, consistency is key. Continue to contribute to your retirement on a regular basis. 

Take advantage of what’s accessible to you, like your company’s 401(k) and any matching they offer. It’s never too soon to begin saving for your future. 


Call a Member Specialist today at 800-422-5852 to find out how we can help you finance your future.