Tips From A KCU Manager to Make the Most of Your Money
Looking to start the New Year off on the right foot? We can help! KCU Branch Manager, Dezirae, is here to share how you can make the most of your money in the new year. Here’s Dezirae’s advice on how to make your money work for you: You can start the New Year on a strong financial footing by creating a budget tailored to your financial goals. Track your income, prioritize expenses, and allocate savings. This proactive approach will help [...]
When to Use Buy Now, Pay Later
With holiday shopping in full swing, you may see Buy Now, Pay Later (BNPL) options when checking out online. This credit option is offered for items like clothing, electronics, furniture, exercise equipment, and more. Before you choose this deferred payment plan, there are a few things you should know. What is Buy Now, Pay Later? BNPL is a deferred payment option that generally allows you to purchase something with little to no upfront payments. This is followed by payment installations [...]
10 Ways to Save on Back-to-School Shopping
According to the National Retail Federation, the average American household spends more than $650 on back-to-school shopping for children in elementary through high school and more than $900 for young people going to college. Here are 10 ways to save this fall and throughout the year. Create a checklist of items and stick to it. Before you begin shopping, empty your kids’ backpacks to see what was left over from the previous year. Mark them off your checklist and then [...]
Seven Money Saving Tips for Your Next Vacation
Getting ready for a summer vacation or planning future travel? Keep these handy tips in mind to help cut costs and minimize travel stress! Lodging—If you book by phone, ask the desk agent to beat the online rate. Consider an apartment or home rental instead of a hotel—you’ll save even more by cooking your own meals. Food—Make lunch your main meal. Lunches often are 30% cheaper than the same entrées on a dinner menu and you’ll be less likely to [...]
The I Love My Credit Union Giveaway is Back!
Enter the I Love My Credit Union Giveaway and you could win a $250 Visa gift card, some KCU Swag, and we’ll donate $250 to a homeless shelter. How it Works Simply “Like” the I Love My Credit Union Giveaway post on Facebook and/or Instagram, comment why you love Kitsap Credit Union, tag a friend you think would like to enter, and make sure you're following our account. Official Rules The Contest is sponsored by Kitsap Credit Union at P.O. [...]
Pay Fines to Preserve Your Credit Score
Unpaid traffic tickets might not seem like a big deal, but there can be serious consequences. Unpaid traffic and parking tickets often end up going to collection agencies, and that can put a significant dent in your credit score. If you continue to ignore a ticket once it's in a collection agency's hands, not only do you run the risk of getting your vehicle booted, your registration rejected, and your license suspended, but you could also lose serious points from [...]